Terms &
Conditions

Welcome to Stryve Insurance. These Terms and Conditions (“Terms”) govern your access to and use of the Stryve Insurance website located at www.stryveinsurancegroup.com and any related services, features, content, tools, applications, communications, and offerings provided by Stryve Insurance (collectively, the “Website” or “Services”).

Please read these Terms carefully. By accessing or using the Website or Services, you agree to be bound by these Terms. If you do not agree to these Terms, you should not access or use the Website or Services.
 

1. About Stryve Insurance

Stryve Insurance is an insurance agency that helps consumers and businesses explore insurance options, request quotes, connect with insurance carriers, and purchase insurance products where available. Stryve Insurance is not itself an insurance carrier and does not underwrite insurance policies unless expressly stated otherwise.

Insurance products may be offered through third-party insurance carriers, underwriting partners, and other licensed providers. Availability, pricing, eligibility, and coverage terms are determined by those carriers and are subject to underwriting approval and applicable law.
 
2. Eligibility to Use the Website
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You may use this Website only if you are at least 18 years old and legally able to enter into a binding agreement. By using this Website, you represent and warrant that you meet these requirements.

If you use the Website on behalf of a business or another person, you represent and warrant that you have the authority to bind that person or entity to these Terms.

3. Services Provided Through the Website

The Website may allow you to:

      -   learn about Stryve Insurance and its services;
      -   request insurance quotes;
      -   submit information related to insurance products;
      -   communicate with Stryve Insurance representatives;
      -   obtain educational or informational content;
      -   purchase or bind certain insurance products where available; and
      -   receive marketing or service-related communications.

Not all products, services, or coverage options are available in all states or jurisdictions. Nothing on this Website constitutes an offer to sell insurance in any jurisdiction where Stryve Insurance is not properly licensed.

4. No Guarantee of Coverage, Rates, or Approval

Any quote, estimate, premium indication, savings illustration, or coverage description provided through the Website is for informational purposes only unless expressly confirmed in final written policy documents.
Submission of information through the Website does not guarantee:

      -   eligibility for insurance coverage;
      -   approval by a carrier;
      -   a specific premium or rate;
      -   a specific coverage limit or policy term; or
      -   that coverage has been bound.

Coverage is not in effect unless and until all required steps have been completed and you receive confirmation from the applicable carrier or licensed representative, subject to underwriting and policy issuance requirements.

5. Accuracy of Information Submitted

You agree to provide current, complete, and accurate information when using the Website or Services. You are solely responsible for the accuracy of the information you submit.

If you provide false, incomplete, outdated, or misleading information, Stryve Insurance may be unable to provide Services, quotes may be inaccurate, coverage may be delayed or denied, or a policy may be rescinded or modified by the carrier in accordance with applicable law.

6. No Professional, Legal, Financial, or Tax Advice

The content on this Website is provided for general informational purposes only and does not constitute legal, financial, tax, risk management, or other professional advice.

Insurance needs vary by individual and business circumstances. You should consult qualified professionals regarding your specific situation before making legal, financial, tax, or insurance decisions.

7. Electronic Communications

By using the Website or communicating with Stryve Insurance electronically, you consent to receive communications from us electronically, including by email, text message, website notice, or other electronic means, to the extent permitted by law.
 

You agree that all agreements, notices, disclosures, and other communications provided electronically satisfy any legal requirement that such communications be in writing.

You are responsible for maintaining accurate contact information and for monitoring your email inbox, spam folder, phone messages, and other communication channels.

8. Text Messages and Calls

If you opt in to receive text messages or calls from Stryve Insurance, you consent to receive recurring autodialed or prerecorded marketing and non-marketing calls and text messages at the number you provide, to the extent permitted by law.

Message and data rates may apply. Consent to receive marketing text messages is not a condition of purchase.

You may opt out of marketing text messages at any time by following the instructions in the message or by contacting us at [INSERT CONTACT EMAIL].

No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. Text messaging originator opt-in data and consent will not be shared with third parties.

9. Privacy

Your use of the Website is also subject to the Stryve Insurance Privacy Policy, which is incorporated into these Terms by reference. By using the Website, you acknowledge that you have reviewed the Privacy Policy.

10. Website Content and Intellectual Property

All content on this Website, including text, graphics, logos, icons, images, software, design elements, page layouts, and other materials, is owned by or licensed to Stryve Insurance and is protected by intellectual property and other applicable laws.
You may use the Website only for your personal, non-commercial use or for legitimate business interactions with Stryve Insurance. You may not:

      -   copy, reproduce, republish, upload, post, transmit, or distribute Website content without prior written permission;
      -   modify or create derivative works based on Website content;
      -   reverse engineer or attempt to access source code for any part of the Website;
      -   use any robot, scraper, crawler, or automated means to access the Website;
      -   remove any copyright, trademark, or proprietary notice; or
      -   use the Website or content for any unlawful or competitive purpose.

All trademarks, service marks, trade names, and logos appearing on the Website are the property of their respective owners.
 
11. License to Use the Website

Subject to these Terms, Stryve Insurance grants you a limited, non-exclusive, non-transferable, revocable license to access and use the Website for lawful purposes related to learning about or obtaining our Services.

This license does not transfer any ownership rights and may be revoked at any time.

12. Prohibited Uses

You agree not to use the Website:
      -   in violation of any applicable law, regulation, or third-party right;
      -   to submit false, fraudulent, or misleading information;
      -   to impersonate any person or entity;
      -   to transmit malware, viruses, or harmful code;
      -   to interfere with the Website’s operation or security;
      -   to gain unauthorized access to systems or data;
      -   to harvest or collect personal information of others;
      -   to use the Website for spam, abusive, defamatory, threatening, or harassing activity; or
      -   in any way that could damage, disable, overburden, or impair the Website or Services.

13. Third-Party Websites, Carriers, and Tools

The Website may contain links to third-party websites, services, portals, carrier applications, payment tools, social media platforms, or other external resources. These are provided for convenience only.

Stryve Insurance does not control and is not responsible for the content, policies, security, availability, or practices of third-party websites or services. Your use of those third-party services is at your own risk and subject to their own terms and policies.

14. State Availability and Licensing

Insurance products and Services may not be available in all states. Stryve Insurance only offers insurance products where properly licensed and as permitted by applicable law.

Nothing on this Website should be interpreted as a solicitation, offer, or sale of insurance in any state or jurisdiction where such activity would be unlawful.

15. Policy Terms Control

If you purchase an insurance policy through Stryve Insurance, the actual insurance policy, declaration pages, endorsements, application documents, and carrier-issued materials will control the terms of coverage.

In the event of any conflict between Website content and the terms of an insurance policy, the policy documents control.

16. Disclaimer of Warranties

THE WEBSITE AND ALL CONTENT AND SERVICES PROVIDED THROUGH IT ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS, WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED.

TO THE MAXIMUM EXTENT PERMITTED BY LAW, STRYVE INSURANCE DISCLAIMS ALL WARRANTIES, INCLUDING ANY IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT, AND ANY WARRANTIES ARISING OUT OF COURSE OF DEALING OR USAGE OF TRADE.

STRYVE INSURANCE DOES NOT WARRANT THAT:
      -   THE WEBSITE WILL BE UNINTERRUPTED, SECURE, OR ERROR-FREE;
      -   DEFECTS WILL BE CORRECTED;
      -   THE WEBSITE OR SERVERS ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS; OR
      -   THE WEBSITE CONTENT IS ACCURATE, COMPLETE, CURRENT, OR RELIABLE IN ALL CASES.

17. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, STRYVE INSURANCE AND ITS AFFILIATES, OFFICERS, DIRECTORS, EMPLOYEES, CONTRACTORS, AGENTS, LICENSORS, AND SERVICE PROVIDERS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR FOR ANY LOSS OF PROFITS, REVENUE, DATA, GOODWILL, BUSINESS INTERRUPTION, OR OTHER INTANGIBLE LOSSES, ARISING OUT OF OR RELATED TO YOUR USE OF OR INABILITY TO USE THE WEBSITE OR SERVICES.

TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE TOTAL LIABILITY OF STRYVE INSURANCE FOR ALL CLAIMS ARISING OUT OF OR RELATING TO THE WEBSITE OR THESE TERMS SHALL NOT EXCEED THE GREATER OF:
(a) THE AMOUNT YOU PAID, IF ANY, TO STRYVE INSURANCE FOR THE SPECIFIC SERVICE GIVING RISE TO THE CLAIM IN THE 12 MONTHS BEFORE THE CLAIM AROSE; OR
(b) ONE HUNDRED U.S. DOLLARS ($100).

Some jurisdictions do not allow certain warranty disclaimers or limitations of liability, so some of the above limitations may not apply to you.

18. Indemnification

You agree to defend, indemnify, and hold harmless Stryve Insurance and its affiliates, officers, directors, employees, contractors, agents, licensors, and service providers from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees, including reasonable attorneys’ fees, arising out of or related to:
      -   your violation of these Terms;
      -   your use of the Website;
      -   your violation of any law or third-party right; or
      -   information you submit through the Website.

19. User Accounts and Credentials

If any portion of the Website allows you to create an account, login, or access a secure portal, you are responsible for maintaining the confidentiality of your login credentials and for all activity under your account.

You agree to notify Stryve Insurance promptly of any unauthorized access to or use of your account or credentials.

Stryve Insurance reserves the right to suspend or terminate access if we believe your account has been compromised or these Terms have been violated.

20. Submission of Feedback

If you submit comments, feedback, suggestions, testimonials, ideas, or other materials to Stryve Insurance, you grant Stryve Insurance a non-exclusive, worldwide, perpetual, irrevocable, royalty-free right to use, reproduce, modify, publish, and display such materials for lawful business purposes, unless otherwise agreed in writing.

You represent that you have the right to provide such submissions and that they do not violate any third-party rights.

21. Monitoring and Enforcement

Stryve Insurance reserves the right, but not the obligation, to monitor Website activity and investigate violations of these Terms. We may suspend, restrict, or terminate access to the Website at any time, without notice, if we believe a user has violated these Terms or applicable law.

22. Termination

We may terminate or suspend your access to all or part of the Website at any time, with or without cause, and with or without notice, to the extent permitted by law.

Any provisions of these Terms that by their nature should survive termination will survive, including ownership, disclaimers, limitation of liability, indemnification, dispute provisions, and any other continuing obligations.

23. Governing Law

These Terms are governed by and construed in accordance with the laws of the State of Texas, without regard to its conflict of law principles, except to the extent superseded by applicable federal law.

24. Venue and Dispute Resolution

Any dispute arising out of or relating to these Terms or your use of the Website shall be brought exclusively in the state or federal courts located in , STATE], unless applicable law requires otherwise, and you consent to the personal jurisdiction of those courts.

If you want, this section can later be revised to include arbitration instead of court venue, but that should be decided with counsel.

25. Compliance With Applicable Law

You agree to use the Website in compliance with all applicable local, state, and federal laws and regulations. This includes any laws applicable to insurance applications, communications, consumer protection, privacy, electronic signatures, and recordkeeping.

26. Accessibility

Stryve Insurance is committed to making its Website accessible to all users. If you experience difficulty accessing any content, feature, or functionality on this Website, please contact us at [INSERT CONTACT EMAIL] or [INSERT PHONE NUMBER], and we will make reasonable efforts to assist you.

27. Changes to These Terms

We may revise these Terms from time to time in our sole discretion. Any updates will be posted on this page, and the “Last updated” date will be revised accordingly.

Your continued use of the Website after revised Terms are posted means you accept the updated Terms.

28. Entire Agreement

These Terms, together with our Privacy Policy and any other legal notices or terms expressly incorporated by reference, constitute the entire agreement between you and Stryve Insurance regarding your use of the Website.

29. Severability

If any provision of these Terms is held to be invalid, illegal, or unenforceable, the remaining provisions will remain in full force and effect.

30. Waiver

No waiver by Stryve Insurance of any term or condition in these Terms shall be deemed a further or continuing waiver of that term or condition or any other term or condition.

31. Contact Us

If you have any questions about these Terms and Conditions, please contact us:

Stryve Insurance
[INSERT LEGAL ENTITY NAME]
[INSERT MAILING ADDRESS]
[INSERT EMAIL ADDRESS]
[INSERT PHONE NUMBER]
[INSERT WEBSITE URL]