Question 1

Is home insurance required?

Accepted Answer

If you have a mortgage, your lender will almost always require it. Even with the home paid off, a policy protects you from covering a major loss out of your own pocket.

Question 2

What does it cost?

Accepted Answer

Cost depends on your home’s location, age, size, rebuild cost, and the coverage you choose. Your agent can give you a real number once they know the details of your home.

Question 3

What is not covered by a standard policy?

Accepted Answer

A standard home policy covers most everyday risks, though a few things sit outside it. Flooding and earthquakes are the two major exclusions, and each usually requires its own policy. Most policies also exclude damage from a sewer or drain backup, gradual issues such as wear and tear or mold, and damage from pests or lack of upkeep. Very high-value items like jewelry or art are often covered only up to a set limit unless you add separate coverage for them. This is not a full list, and your agent can walk you through the gaps that matter for your home and fill the ones worth filling.

Question 4

Can one agent handle my home and my other policies?

Accepted Answer

Yes. Your Stryve agent can cover your home alongside your car, boat, or other vehicles, which keeps things simple and often lowers your overall cost.

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Is home insurance required?

What does it cost?

What is not covered by a standard policy?

Can one agent handle my home and my other policies?

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